Your business is important to us. You focus on growing it, we’ll focus on protecting it.
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Proudly insuring hundreds of businesses throughout Ohio in Wadsworth, Akron, Medina, Wooster, Cleveland and Canton.
You wear a number of hats, and can’t necessarily dedicate the time and attention needed to effectively manage your risk, which makes you feel overwhelmed and worried about making the right decision on your insurance program.
At O’Neill Insurance, we believe your insurance partner should carry that weight – and educate and inform you every step of the way. We understand the risks you face are unique, which is why we’ve worked with hundreds of businesses just like yours to identify those risks, improve their risk profiles and ultimately save (on average) 17% on their insurance.
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Here’s How We Do It
Identify Your Risks
We begin by learning about every facet of your business to identify the risks you face.
Build a Customized Insurance Plan
We customize a tailored risk management and insurance plan specific to the unique needs of your business.
Reduce Your Risk and Save You Money
By implementing the risk management plan, we position you to improve your risk profile and save you money on your insurance.
Business Owners Insurance
A business owners policy combines business property and business liability insurance into one convenient policy. We'll work with you to design coverage that protects your business from a variety of risks, unique to you.
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General Liability Insurance
No matter the size and nature of your business, there are always uncertainties. We'll work with you to determine your business risks and we'll put together an insurance package that makes sense for your business.
Business Auto Insurance
Whether you have one vehicle or a whole fleet, we can help you implement custom coverage that will protect your business and personal assets from the additional exposure that commercial vehicles bring with them.
Commercial Property Insurance
Commercial property insurance protects your assets in the event that they are stolen, damaged or destroyed in a fire or natural disaster. We'll partner with you to design insurance coverage that will protect your company's property.
Commercial Umbrella Insurance
Commercial umbrella insurance is designed to supplement existing insurance policies, giving you an additional layer of protection for your business. We'll work with you to find the right umbrella solution to cover all your business needs.
Cyber Liability Insurance
Cyber liability insurance protects your business against the expenses associated with a data breach. We'll help you evaluate the data liability risks your business faces and find you a policy that meets your specific needs.
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Employment Practice Liability Insurance
As an employer, you face a rising tide of employment practices litigation alleging discrimination, sexual harassment, retaliation and other employment-related issues. We'll work with you to help you assess and manage your risk proactively.
Errors & Omissions Liability Insurance
Errors & omissions liability insurance protects any business that gives advice, makes educated recommendations, designs solutions or represents the needs of others. We'll design coverage that will ensure that one simple mistake does not cause financial devastation.
Directors & Officers Liability Insurance
Directors & officers liability insurance covers directors and officers for claims made against them while serving on a board of directors and/or as an officer. We'll work with you to protect your organization's greatest asset: your senior leadership.
Flood Insurance
At least 25 percent of businesses that close after destructive events such as floods never reopen. We'll design a policy that will protect your business, as well as its physical contents and assets, from the damage costs that come from floodwater.
Crime Insurance
Every company, regardless of size, is a potential target for white collar crime. We'll work with you to design insurance coverage that helps you minimize risk and protects your business and your assets from theft, fraud and forgery.
Builders Risk Insurance
Did you know you can protect your properties even before they are finished being built? Builders risk insurance protects from risks like fire, theft and more.
Liquor Liability Insurance
As a business that serves alcohol, liquor liability insurance is essential. This type of policy protects you and your business in the unfortunate event that a customer causes damage or injury after being served alcohol by your business.
Special Event Insurance
The stress and cost of organizing a special event is tough enough. The last thing you need to worry about is the financial risk you could face if something were to go wrong! Special event insurance removes this burden and allows you to focus on the event.
Surety Bonds
A surety bond is a great way to guarantee that a large investment in a project is not lost—whether or not the work gets done. This type of insurance is especially common in the construction industry, and is often utilized for government contracts.
Ocean Marine Insurance
Ocean marine insurance is insurance used to protect cargo, vessels and other items while they are being transported across the ocean. We'll work with you to design coverage that provides real protection when you're in open waters.
Inland Marine Insurance
Inland marine insurance is coverage that protects your business property while it's away from your business location. We'll help you ensure that your property is protected not only at your location but also while it is off-site or in transit.
Environmental Insurance
Environmental concerns continue to be a leading societal and business risk issue, sometimes posing serious unexpected challenges. We'll work with you to create a custom solution to help protect your business against environmental risks.
Systems Breakdown Insurance
Systems breakdown insurance covers the sudden and accidental, physical damage to equipment that requires its repair or replacement. We'll design comprehensive coverage to protect your business against a financial disaster.
Key Man Life Insurance
Key man life insurance can keep your business afloat in the event of the death of any employee who is an integral asset to the company's survival. We'll work with you to design coverage that helps assure continuity of your business for employees, customers and creditors.
Fiduciary Liability Insurance
Fiduciary liability insurance protects individuals acting as ERISA fiduciaries against fiduciary-related claims of mismanagement of a company's employee benefit plan. We'll work with you to ensure that employee benefits are handled responsibly and your trustees are protected.
